

Solvency ratios of EU life insurers continued to fall in Q3
The ratio of European Union life insurers’ own funds to their solvency capital requirements (SCR) declined for the second successive quarter over the three months to end-September, while those of non-life firms and groups inched higher.
As of Q3, the median SCR ratio for life insurers was 211%, down from 222% in Q2 2020 and 235% in Q1 2020. In contrast, the median capital ratio for non-life firms climbed to 209.6% from 204%, and that for groups to 208.4% from 205.2%.
Overall, insurers’ excess
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